What happens if one bank closes your account but you have 10 others?

Posted by Smycze | Posted in Personal Finance | Posted on 06-05-2010

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¬¿¬ asked:


Lets say one bank closes your account due to overdraft that hasn’t been paid and they report you to the credit bureau that regulates banks which means you can’t open another account.

But you still have 10 other bank accounts with other banks…. do they get closed too?

How do I choose a bank for pre-approval on a home loan?

Posted by Smycze | Posted in Renting & Real Estate | Posted on 10-04-2010

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I’m currently renting an apartment and want to purchase a home. I first need to get pre-approved for a home loan so I know what type of house I can afford. What should I look for in a bank when considering a home loan? Should I stay with the bank I currently have a bank account with or look at other banks also? If I contact a bank, are there specific questions I should ask to know if they’ll give me the best loan offer?

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What is the best bank in Chicago for checking and savings accounts?

Posted by Smycze | Posted in Personal Finance | Posted on 18-11-2009

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asked:


I want to switch from Citibank to a new bank in Chicago. I live downtown and there are so many options. There are very large banks, such as Chase, and then there are smaller banks, such at Fifth Third Bank. All I need are a checking account and a savings account. Any suggestions?

How does online banking work. Does my bank print a check and mail it to the payee?

Posted by Smycze | Posted in Personal Finance | Posted on 31-10-2009

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Or is money wired to the payee from my bank? Doesn’t online banking cost the bank money? How come banks don’t charge for this service. I’m not naive I know they pass on the cost to me but how?Submited by:HSB