My credit card balance is over 50%. How long will it take my credit score to go back up?
Posted by Smycze | Posted in Credit | Posted on 09-05-2010
Tagged Under : Credit Card Balance, Credit Score, Credit Scores
Hi. I recently just got my first credit card ever and used it to make a $1600 purchase. The credit limit is $3000, so obviously I’m over 50% of the balance, and I just learned that’s bad for credit scores. I expect to be able to pay off the purchase in the next two or three months. Will my credit score go back up immediately after I get the balance on my card down, or will it take a while? Thanks.
What are jobs you can get with a major in travel & tourism?
Posted by Smycze | Posted in Other - Destinations | Posted on 08-05-2010
Tagged Under : Jobs, Travel
What does “subject to bank approval” mean in a real estate listing?
Posted by Smycze | Posted in Renting & Real Estate | Posted on 07-05-2010
Tagged Under : Bank Approval, Getting A Mortgage, Real Estate Listing
I doubt that it means approval by the buyer’s bank, because some buyers buy cash and have no bank. Alternatively, for buyers who need to get a mortgage, obviously they need a bank’s approval, and there’s no reason for a real estate listing to say that, because that statement would be apply to everyone who’s buying with a mortgage.
I think the statement refers to the seller’s bank. But I can’t figure out why the seller’s bank would have to approve a sale.
Does anyone know what’s the rationale for a statement like this?
Thanks.
Thanks for the suggestions, but it seems unlikely to me that this wording refers to bank approval of the buyer. It is always true that a buyer getting a mortgage needs bank approval. Why would a listing or an advertisement waste the words to emphasize something obvious. This wording does not appear in every listing, only a limited number. I think it has some specific meaning concerning the situation of the seller. The answers here suggesting that this is a pre-foreclosure situation for the buyer seem more likely to me.Submited by:Erik
How does the bank process a check deposited into an account?
Posted by Smycze | Posted in Corporations | Posted on 07-05-2010
Tagged Under : Check Mail, Mail Check, Request Cash
What happens if one bank closes your account but you have 10 others?
Posted by Smycze | Posted in Personal Finance | Posted on 06-05-2010
Tagged Under : Bank Accounts, Banks, Credit Bureau
¬¿¬ asked:
Lets say one bank closes your account due to overdraft that hasn’t been paid and they report you to the credit bureau that regulates banks which means you can’t open another account.
But you still have 10 other bank accounts with other banks…. do they get closed too?
When leading a reluctant horse, how do I make him move without pulling on the lead rope?
Posted by Smycze | Posted in Horse Racing | Posted on 05-05-2010
Tagged Under : Horses, Led, Rope
How it’s not letting me copy and paste?
Posted by Smycze | Posted in Other - Computers | Posted on 01-05-2010
Tagged Under : Copy And Paste, Internet Site, Reason
Whats your heritage or culture?
Posted by Smycze | Posted in Other - Society & Culture | Posted on 01-05-2010
Tagged Under : Culture, Heritage
What stages lead to substance addiction, a condition when one already needs immediate drug rehab programs?
Posted by Smycze | Posted in Other - Health | Posted on 30-04-2010
Tagged Under : Illegal Drugs, Lead, Substance Use
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